QuotelyraTerms and Conditions
These terms govern access to and use of this website and its new insurance quote-request services.
1. Acceptance
By accessing or using this website, you agree to these Terms and the Privacy Policy. Do not use the website or submit information if you do not agree.
2. Website role
Quotelyra provides general insurance information and an online method to submit a new quote request for possible follow-up. Quotelyra is not an insurance carrier and does not issue, bind, underwrite, adjust, service, or guarantee insurance policies.
3. No coverage created
Submitting a form, receiving a call or message, or receiving preliminary pricing information does not create an insurance contract. Coverage becomes effective only after all required application, verification, underwriting, payment, approval, binding, and issuance steps are completed by the applicable insurance provider.
4. Accuracy and authority
You agree to provide accurate, current, and complete information and to submit information only for yourself or another person or business when you have authority. Inaccurate or omitted information may affect eligibility, pricing, policy validity, or claims.
5. Communications consent
When you provide consent, Quotelyra and the insurance professionals, agencies, providers, or service partners that may review your request may contact you by telephone, text, or email about the selected insurance category. Automated technology may be used where disclosed and permitted. Consent is not a condition of purchase. Communication preferences may be changed as described in the Privacy Policy.
6. Availability and pricing
Products, insurers, providers, prices, discounts, limits, and availability vary by state and applicant. Nothing on this website guarantees contact, approval, coverage, a particular insurer, a specific price, savings, or response time.
7. Educational information
Website content is general information and is not legal, tax, financial, or individualized insurance advice. Provider-issued documents and applicable law control actual policy terms.
8. Permitted use
You may use the website only for lawful purposes. You may not interfere with operation, bypass security, introduce malicious code, submit fraudulent or unauthorized requests, impersonate another person, or use the website in violation of law.
9. Intellectual property
Original website code, branding, graphics, and content are owned by or licensed to Quotelyra unless otherwise stated. Third-party names and trademarks remain the property of their respective owners and do not imply affiliation.
10. Third-party services
The website may use or connect with third-party hosting, analytics, communications, form-processing, insurance, and lead-management service providers. Their services, decisions, policies, and products are governed by their own terms and applicable law.
11. Website availability
The website is provided on an “as is” and “as available” basis. To the extent permitted by law, no promise is made that it will always be available, error-free, or suitable for every purpose.
12. Limitation of liability
To the extent permitted by law, Quotelyra is not liable for indirect, incidental, special, consequential, or punitive damages arising from use of the website or reliance on general website information. Rights that cannot legally be excluded remain unaffected.
13. Changes
These Terms may be updated by posting a revised version and updated date. Continued use after publication constitutes acceptance to the extent permitted by law.
14. Contact
Questions may be submitted through the Contact page or emailed to contact@quotelyra.site.